Frequently Asked Questions

In need of some honest advice and answers to your burning questions? This page will help. Take a look at the answers to many of my client’s most frequently asked questions. You’ll find questions you’ve had yourself, and maybe some you hadn’t thought about before. And on the off chance you don’t get the answers to your questions here, call me ASAP and we discuss what you want to know.

Our Business

Why on Earth is Ethan the broker for me?
Are your services expensive?
What’s pre-approval and do I need it?
Is it possible to use gift funds for a downpayment?


Can you tell me about conventional mortgages?
What are high-ratio mortgages?
Is there a minimum downpayment for my home purchase?
Can you help me with mortgage renewals?

This is the first step to homeownership, will you take it?

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